Buying in a Trust or LLC? What the New 2026 FinCEN Rules Mean for You

Kitchen with island, bar stools, black and white cabinets, lights, and flower vases.

If you follow the real estate news, you might have heard some rumblings about new federal reporting rules. As of March 1, 2026, the Treasury Department’s Financial Crimes Enforcement Network (FinCEN) has officially rolled out a new layer of compliance that affects “all-cash” buyers—specifically those using legal entities like LLCs or Trusts. In my 24 […]

Real vs. Rendered: New Disclosure Laws for 2026 Real Estate Listings

California real estate house with large windows, front porch, driveway, and two garages.

We’ve all seen it: you find a beautiful home online in Rancho Cucamonga, but when you show up, the “lush backyard” is actually a dirt lot and the “modern flooring” is 20-year-old linoleum. In 2026, that kind of “creative” marketing is now against the law. Under AB 723, any agent or seller using digitally altered […]

AB 418 and the End of “Home Equity Theft” in California

California real estate house with black exterior, large windows, and greenery.

As a former loan officer, I’ve always been a watchdog for my clients’ financial health. For years, I’ve seen a heartbreaking practice in California: if a homeowner fell behind on property taxes and the county sold the home at auction, the government could keep all the profit—even if the tax bill was only a fraction […]

Why 2026 is the Year of the “High Desert Casita”: New Laws for ADUs

Kitchen with black island, white countertop, wall molding, and large windows.

In my 24 years of serving the High Desert, I’ve seen homeowners try to add “mother-in-law” quarters only to get stuck in a nightmare of local red tape. But as of January 1, 2026, the game has officially changed. California’s new housing reforms (specifically SB 543 and AB 2533) have stripped away the hurdles that […]

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